Tuesday, January 24, 2012

Insights Into Coverage


Cranes themselves are a very complex business and an array of technical knowledge is usually a pre-requisite to starting and operating your own business. Careful consideration in protecting you business should be no different. In an ever changing world of compliance, definition and law one must seek out the best and brightest to help keep safe what we work so hard to build.

JA Knapp has been in the industry since 1988 with experience and expertise in a number of fields including cranes and equipment rental. Through years of experience and a proven track record JA Knapp has been able to secure multiple national carrier programs through A' rated companies adding value and understanding. Coverage is provided and underwritten by not only those agencies that understand the industry but many of which have owned and operated in the same field in years past. Armed with the knowledge and understanding we at JA Knapp would like to offer an insight into coverage areas we offer and help you to understand your needs individually.

Let's start with the basics:

  • General Liability
  • Property
  • Equipment
  • Commercial Auto Liability
  • Umbrella & Excess
Some more unique and neccessary coverage include but are not limited to:
  • Riggers Liability including Loss of Use Coverage
  • Sudden & Accidental Pollution
  • Mobile Equipment Coverage
  • Over-The-Road Liability extension
  • 3rd party & Bare rental coverage
  • Replacement Cost Valuation 
  • Boom Overload
  • Care, Custody & Control Liability
  • Flood Coverage
  • Loan/Lease Gap Coverage
  • Etc...
As you may well know the needs and restrictions involved in owning and operating a crane company are vast and ever changing. Whether you are operating a Full Service Crane Company, Owner-Operated or just Bare Rentals we have the program and understanding for you. With resources available to help keep you in the know and state by state understanding, there has never been a better time to review your coverage and concerns.

For more information or a free consultation please contact: John@jaknappagency.com or visit: http://www.jaknapp.com/

Looking toward the future...Together!

Adam Griggs

VP - JA KNAPP
Adam@jaknappagency.com

Celeritas et Veritas - Promptness & Truth

Monday, January 23, 2012

Crane Insurance - A mine field of risk

Did you ever hear the old saying: The best way through a mine field is following someone else! We live and breathe this practice in our business trades and our activities, we learn from those around us and from the experience of others whether good or bad. Why should insurance be any different?

Cranes are not only a unique industry and skill set, they are a complex puzzle of risk and management that few and far between truly understand. The need for understanding is great in the daily operation of your business and so should the need for understanding the proper ways to protect it.

Is there really a differnce you ask? YES, ABSOLUTELY!

Case in point, a crane and and home are two very different things and deserve seperate attention and understanding. A home does not move, normally and usually does not involve the general public or 3rd party contractors. Sounds easy enough right? So why do we see time and time again, owners skilled and sharpened in the trade insuring their business and assets with the same company insuring their homes? Not neccessarily the same carrier but the agency affiliated with them. To this I warn tread lightly, without proper understanding and guidance the results could be ugly.

Instead of risking it all for the sake of making your agent's day a little happier, my advise would be to locate and review your coverage with a knowledgeable agency providing a national program approach. Whether you are going to utilize the JA KNAPP AGENCY or any other, it is essential that you protect yourself and arm yourself with knowledge and understanding.

In the years since JA KNAPP was founded we have trekked the minefield and pressed the journey constantly learning and educating along the way. Our programs are tried and tested year after year and for that our clients leave happier, businesses healthier and more learned than ever.

For more information on how you can enhance your coverage or learn more about coverages contact:
John@jaknappagency.com or visit http://www.jaknapp.com/

Looking toward the future...
Adam Griggs

VP - JA KNAPP AGENCY
Adam@jaknappagency.com